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Mortgage Center

NCB offers personal banking deposit and lending products that are designed to meet all of your needs and fit your budget.  

 


 

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CHECKING ACCOUNTS

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SAVINGS ACCOUNTS

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MORTGAGES

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PERSONAL LOANS

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RETIREMENT ACCOUNTS

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BANKING SERVICES

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Mortgage Loans

Whether this is your first venture into home ownership or you are a seasoned pro, NCB is here every step of the way and wants to make home ownership work for you. 

 

 

Co-op Financing


NCB has over 35 years of experience lending to cooperative shareholders nationwide.  Whether you are purchasing your first home or refinancing an existing co-op, contact our co-op lending experts for your next mortgage.    

  • Low fixed and adjustable rate mortgages for purchases and refinances
  • Immediate online pre-qualification
  • Low closing costs
  • Cooperative expertise
  • Simple and secure online application
  • Cash out refinancing
  • Investor and second home refinancing

 



 

Single Family Mortgage


NCB has been financing single family home purchases for over 35 years.  From pre-qualification to closing, NCB is with you every step of the way.  

  • Low fixed and adjustable rate mortgages for purchases and refinances
  • Immediate online pre-qualification
  • Low closing costs
  • Up to 97% financing
  • Simple and secure online application
  • NCB grant opportunities for Ohio first time home buyers

 



 

Tenants In Common Financing


National Cooperative Bank continues to lead the way with pricing and products for TIC (Tenants In Common) loans in San Francisco. NCB has originated over $300 million in TIC financing since 2006.  

  • TIC loans are for San Francisco, CA properties only
  • Adjustable rate mortgages
  • Low closing costs
  • TIC expertise
  • 80% loan to value on purchases and refinances
  • 30 day closing for purchase transactions
  • Simple and secure online application

 



 

Home Equity Line of Credit


A home equity line of credit (HELOC) is revolving credit that allows you to borrow money as you need it with your home as collateral. 

  • Competitive low rates
  • Easy, ongoing access to funds
  • Low monthly payments
  • Convenient draws and repayment terms
  • Payment options that fit your needs
  • Potential tax advantages

 



 

Home Equity Loan


A home equity loan (HELOAN) lets you borrow a fixed amount, secured by the equity in your home, and receive your money in one lump sum.

  • Fixed interest rate
  • Fixed term
  • Fixed monthly payments
  • Potential tax advantages